Are you allowed to get a credit report or a deceased person?

Unless it is by court order, the question has a simple answer. You are not allowed to get a credit report for a deceased person. Credit bureaus want to make sure that no one is committing identity theft using the personal identifiers of someone who has passed away.

It is most likely illegal in your jurisdiction to fraudulently attempt to get another person's credit report in this manner.

Moreover, it is impermissible for the credit reporting agencies to issue a credit report to a person not authorized its release. In this circumstance, a deceased person will not have authorized you to obtain their credit report. That means that the credit bureaus do not have the authority to release it to you. If they did, it would be a violation of the Fair Credit Reporting Act.

The Fair Credit Reporting Act is the law that governs game creation and you of your credit report. Under this law, consumers can bring lawsuits against credit reporting agencies, and the furnisher's up information in that information is in a shirt in many circumstances. Generally, a Furniture of information must be notified through the credit bureaus that there is an error that they are reporting to the agencies. The furniture is required to do an investigation into the accuracy of the information they are telling the credit bureaus. After that investigation, they are required to transmit their results to the credit bureaus. If they find that the information that they have is incomplete or unverifiable, they are required to provide that information to the credit bureaus or fix it. If they found the information is accurate, they are to verify its accuracy to the credit bureaus. At this time credit bureaus have an obligation to investigate the first responding if the furniture verifies the information